How to make Best of TAX Return

Mention of tax avoidance, and most people think this is not normal, the crime. In fact, tax avoidance is a method tobe treated more fairly, not pay should not pay the tax. Many rebates are recognized by the law.

1, investment in Australian real estate

Investment in real estate a few years ago in the interest, maintenance, depreciation, tax deduction. But in fourth, 5 years on the neutral. Will positive gear. If you invest in property rental income rental, and every year there are 10% of the property value, you can pay a little more acceptable.

2, the stock of Margin Lending

The stock of Margin Lending is a kind of enlarge investment, the use of stock Margin Lending you 25%, bank 75%.Advantage is that Margin Lending interest tax. Suppose you stock Margin Lending earned 15%, if Margin Lendinginterest rates at 9%, but your marginal tax rate is 45%, then you are indeed a net profit of 15%-9%*0.55=10.05%.

3, Salary Sacrifice to pension account

If not be careful in the stock of Margin Lending made a pen, a contingency approach is to raise your salary SalarySacrifice ratio. Salary Sacrifice only pay 15% tax, otherwise you have to you when the marginal tax.

4, the family fund

The establishment of a family foundation, especially business people. This business brings profit will be apportioned to each member of the family.

5, husband and wife avoidance

If the couple income one high and one low or a no, tax concessions by high to low to buy spouse pension can obtainthe highest $540, also can put both sides have average owned property to Gao Fangzhan ratio higher or high cost of housework wage as low square (must have written proof), to reduce the high side the tax rate and to save money.

6, workers save tax

Union dues, sun glasses, prevent slippery shoe to wait for; and work related courses tuition includes self-study books, reference materials, lectures, contests; overtime meals; second jobs contests, meal fee; temporary on callphone, mobile phone fee, subscription fee etc.. Registered a small business instead of your name to do the samework. These approaches can help to your tax refund. Generally speaking, as a full of workers who are not manyprojects can declare dutiable goods, but if in a variety of business, there are rich and colorful rebate space, for example the work more than the stock market, the number of transactions of more than 40 years, invested tens of thousands of. Money the best, if lose money, can be reported loss, as negative with in your annual income and pay less, equal to the tax bureau to help you buy some.

7, the self-employed or small family business or home office tax avoidance

There are many reasonable expenses such as computer upgrade, repair, battery, car repair, insurance, petrol,entertain clients, travel expenses (a document or record), Home Furnishing equipment depreciation, loss, part of the lighting, heating, Internet, clean, part of the rent, telephone, mobile phone, postage, stationery, in part to buy scrap,industry newspapers and magazines membership dues, etc., can be reasonable for tax refund. The specific taxproject in each industry and you may not know, consult your accountant.

8, how to pay less investment in value-added tax

As far as possible since in value-added largest Australian property in (if you have several sets of Australian property.). Reasonable arrangements for investment in real use from the living for a period of time. Assets (including stock) to more than a year after the sale, can enjoy 50% discount value. In a year by year and average the two VAT calculation method selection to favor one of your. To wait until your annual income is substantially reducedcircumstances (such as retirement, resignation, long disease, inductrial injury) and sell your investment real.Implementation of the spending, debt, investment, tax or income to your pension contributions, only a small amount of withdrawal, cope with life. All of these can pay less tax. In the family between lower than market value transfer of assets and should not reduce the value-added tax. If you have investment in Australian real estate and want to retirewith pension, remember where you plan to retire five years ago to transfer, or still to be included in your retirementassets.

9, deferred income and payment in advance

In June 20 year ago, negotiate with your employer, as far as possible the retirement, severance pay, severance pay,bonus, bonus, annual leave, sick leave, long service fee charges fees for a certain period of time and flexiblearrangements for income, after July 1st, may be delayed a year pay for these costs, and provides the opportunity to further tax at the next year, can also be understood as the government gives you a year interest free loan. Similarly,many of the following 1 July pay expenses such as: predetermined professional newspapers fee, annual fee,business industry related bills, automobile annual premiums, next year's loan interest, some prepaid interestinvestment products such as borrow money to invest, charitable donations, donations to children's school, put in June 30 days before payment, can get a rebate in the year, as early as a year of money.